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State and city programs can stack past $40,000 for first-time buyers

How Much Down Payment Help Can You Get in New Bedford and Fall River?

First-time buyers in New Bedford and Fall River can combine MassHousing down payment assistance of up to $30,000 with city programs worth up to $25,000 in New Bedford or up to $10,000 in Fall River. The state's cheapest option sold out early this summer, so this is what's actually available as of August 2026, and how the stack works on a real purchase.

By Molly Armando8 min read

August 20, 2026

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